Organize your finances without
complications, your
Create independent accounts for each goal with just your email
no technical knowledge required.
Vision
To be the leading technology platform that empowers people to organize, visualize, and control their resources across multiple currencies and accounts in an intuitive, simple, and barrier-free way, enabling them to make smart financial decisions adapted to their goals and global lifestyle.
Features
Simple signup for everyone
Forget complicated wallets or seed phrases. You only need your email to get started. It doesn't matter if you've never heard of blockchain: Pine guides you step by step with user-friendly tools and no technical knowledge required.
How it works
Pine makes managing your finances easy even if you have no experience with Web3 or blockchain. Sign up with your email, create an account for each purpose (Monthly expenses, Rent, Savings), and each account automatically gets its unique address to receive and manage funds. Move funds between accounts whenever you need — all without technical jargon and without fees.
Accounts with their own addresses
Each account automatically gets its own address to receive and organize funds according to your goals.
Your money organized by purpose
Separating your expenses and savings has never been easier — without mixing currencies or making unnecessary swaps.
Accounts
Stop mixing your money — separate it
Organize up to 10 independent accounts, each dedicated to a specific purpose: Monthly Expenses, Rent, Savings, Travel, or Investments. Each account gets its own crypto address on 6 blockchain networks — money lands exactly where you planned it, no mixing, no confusion, total visibility.
You decide how and how much you spend
Each account operates independently with its own rules and goals.
Programmable spending limits
Set a daily or monthly cap per account. Pine automatically blocks any transaction that exceeds it.
Savings goals with yield
Set a target in your savings account and earn APY while you accumulate. Your money works on its own.
Invest
Grow your money with DeFi Vaults
Deposit USDT or USDC into yield vaults and generate APY automatically. No complex setups, no third-party custody. Your money works for you while you sleep.
Security
No seed phrases. No technical risk.
Pine uses email, Google, or social login. No seed phrases to lose. With identity verification (KYC) and biometric authentication, your funds are always protected — even if you lose your device.
Roadmap
Q2 2026 — Pine goes live — Web, iOS & Android
Pine officially launches in Q2 2026 on web, App Store, and Google Play. Manage your crypto accounts, transfer funds, swap tokens, and generate yield — all in one place.
Q4 2026 — Prepaid Cards & Fiat Expansion
Every account will have its own virtual prepaid card with configurable auto-funding rules. Fiat deposits and withdrawals also expand to bank accounts in Argentina, Colombia, and the United States.
Q1 2027 — Pine Pay: Crypto Point of Sale
A payment gateway built on Pine — anyone with a crypto account will be able to pay at physical stores or online directly from their wallet.
Q2 2027 — Physical Cards & Pine for Business
Pine's physical cards (plastic and metal) arrive alongside Pine for Business — a workspace where companies can assign accounts to employees, issue corporate cards, and schedule salary and bonus payments on-chain.
Q3 2027 — Pine for Commerce
Merchants will be able to split their revenue by product category into dedicated accounts — keeping their income organized from day one.